Do I Need Office Moving Insurance?

Office Moving Insurance

 

    The answer is yes. If you are in a high-rise building or normally corporate office buildings require it. A certificate of insurance for the building is issued and the building name is added on as an additional insurer. Insured moving makes all the difference in the event of damage during the move.

Office Moving Building Insurance 

 

When a building requests office building insurance from the tenant, the building or management will ask for this. Be informed. If you are asked for additional insurers, we need to purchase moving insurance from a sales team.

Remember, not all moving companies provide additional insurance. This is because it is not a requirement by the DOT or PUC (Transportation GOV).

We have this insurance; tell us what the required amount is. Usually, the amount is 1 to 2 million. We do charge $65.00 per additional insurers. 

 What is a COI?

A certificate of insurance provides the specifics of insurance coverage. This certificate also acts as verification for insurance. Typically, this certificate contains important policy information such as the policy number, the names of those insured, and the different types and limits of coverage. You can also find the period in which the policy is effective. 

Do I Need to Request a Certificate of Insurance?

 

Yes, we should be told in the office about extra insurance necessities in advance. Some buildings are strict and request a copy before moving work is allowed in the building. 

Adding more insurance is done by the insurance company. We are subject to the insurance companies schedule so we like to have this information ahead of time before we turn up to the job site. A copy of the certificate can be taken by the foreman with the bill of lading to the job site. We have the option to email this as well. If you are having a night move, consequently, insurance must be done and sent before the crew is dispatched. It is the responsibility of the customer to make sure that the appropriate parties have received proper paperwork. If a crew is dispatched, then the customer with being charged for the appropriate time. Although we (TCM) offer building insurance, most household moving companies do not hold building insurance.

How To Get a Certificate of Insurance for Move?

A certificate of insurance for moving can be given to you by your sales representative. It is important that you get this certificate prior to beginning the move. It is critical that you have proof of insurance on site. In the event of any mistake, the certificate of insurance your sales representative will give you is going to be very useful. It is highly valued because it contains your policy number as well as other information pertaining to your insurance coverage.

When we email you the building insurance, please download insurance certificate for doorman in the building. Moving companies insurance operates to protect the customer from any problematic issues that could arise when moving. If anything were to get lost or damaged, insurance would cover it. Movers make it their goal to protect the customer. 

Thank you, please feel free to call and inquire about building insurance.

 

Comments

Catherine Reshpin 1 year, 5 months ago

Do we really need this sort of thing? I mean I am thinking for the computers maybe but definitely not for the cubicle walls. If we hire the most expensive moving company that our budget permits aren't we in a sense protected because of that?

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TCM Support 1 year, 4 months ago

Well Catherine you do get what you pay for. We are not the cheapest movers but we do aim to do a good job and work at the best of our ability on a commercial move. Sometimes it pays for its self when you get the best.
Please feel free to contact us for any question you may have. Like the page states some corporate facilities require additional insurance no matter what.

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David Dean 9 months ago

"Some buildings are strict and request a copy before moving work is allowed in the building,"

What exactly does this mean? Does this mean that we have to have office insurance before we move into the building? Why exactly is it mandatory for us to get movers insurance before we move?

It just seems a bit redundant, most moving companies put movers insurance into their estimates and quotes. To me, it's like saying "buy office insurance for the insurance we already give you". Please, tell me if I'm wrong here? I might just be confused.

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TCM Support 8 months, 3 weeks ago

Those are all great questions. In order to prevent damages that would have to be paid for out of your own pocket, some buildings require that you purchase insurance in addition to the limited coverage that comes with the move. This is simply a precautionary measure that will come in handy if anything should happen during the move that exceeds the coverage of the included plan. The same goes for movers insurance. It is recommended that you purchase it just in case something gets damaged or lost and is not covered by the included plan.

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Patrice N. 8 months, 3 weeks ago

I am a little confused on movers insurance requirements. I know that all moves come with a small amount of coverage, but I have been told that I need to buy a better insurance plan for my move. I'm not sure why I would need to do this. I have already acquired a building insurance certificate and a moving insurance certificate. The only reason why I think I need more insurance is because my move is relatively large and I have a lot of large items.

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TCM Support 8 months, 3 weeks ago

Hello Patrice! The size of your move is likely the reason why you would need to purchase more insurance. With larger moves, there is more of a chance that something could go wrong. Given this, it is always better to be safe than sorry. Moving insurance is a definite way to ensure the safety of your goods during transport. You may be able to negotiate a reasonable insurance price if you specify what exactly you are moving.

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Jake Geers 3 months, 4 weeks ago

I was reading through this article, and one question keeps coming up for me. Is moving insurance something that I NEED to buy for my commercial move? I know it is my best defense if something goes wrong on the move, but I am not for the idea of spending so much money on something that is not a must-have. Any feedback would help.

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Josephine Galvan 3 months ago

What is the average cost for office moving insurance? I am not sure if it is an expense I can afford because my office move is already costing me a lot. I know it is something I should have, just not sure if I can get it. I have a small office, probably about as much stuff as a three bedroom house. Will insurance for this move be a lot?

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Elaine Salisbury 2 months, 3 weeks ago

Hi there, I found the content very informative but I also have a question about the cost for office moving insurance? I would think it varies from whichever company you use but what should a decent price be? Like Josephine, I already have so many expenses but I feel it's important for the delicate equipment (computers etc.) Do you have any suggestions about insurance? We're about an average sized office, nothing too fancy. Just looking for some ideas!

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